Heat Pump vs Gas Boiler

An honest comparison of heat pumps and gas boilers in 2026. With £7,500 government grants available and the gas boiler phase-out approaching, the decision isn't as clear-cut as it once was.

The Maths Has Changed

Government grants, rising gas prices, and improving heat pump technology are shifting the balance.

See Full Comparison →
Heat Pump
vs
Gas Boiler

Important Notice

This comparison uses data from the Energy Saving Trust, industry publications, and government sources. Actual costs and savings depend on your property, location, and usage patterns. We are not heating engineers — consult MCS-certified installers for advice specific to your home.

Head-to-Head Comparison

Factor Heat Pump Gas Boiler
Upfront cost
£500-£7,500
After £7,500 BUS grant
£2,000-£4,000
No grant available
Efficiency
300-400%
COP 3-4 (manufacturer rated)
90-95%
Modern condensing boiler
Carbon emissions
Significantly lower
Renewable energy source
Higher
Fossil fuel combustion
Lifespan
20-25 years
According to manufacturers
10-15 years
Industry average
Maintenance
Annual service
Fewer moving parts
Annual service
Gas safety check required
Government grants
£7,500 BUS grant
Plus ECO4 if eligible
None
No government support
Future-proofing
Aligned with policy
Government backing low-carbon heating
Phase-out planned
New installations being restricted

When Each Option Makes Sense

Choose a Heat Pump If...

  • Your home is reasonably well insulated (or you can improve it)
  • You qualify for the £7,500 BUS grant
  • You're replacing an oil or LPG boiler (higher fuel savings)
  • You want to reduce your carbon footprint
  • You're planning to stay in the property long-term

A Gas Boiler May Suit If...

  • Your home has very poor insulation that can't be easily improved
  • You need a quick, low-cost replacement urgently
  • You have limited outdoor space for an external unit
  • Budget is the primary constraint and grants don't apply
  • You're planning to sell soon (though higher EPC helps value)
Instant Eligibility Check

Check Your Heat Pump Grant Eligibility

See if you qualify for the £7,500 Boiler Upgrade Scheme grant to make the switch affordable

up to £7,500
Grant Available
<30s
Analysis Time
AI-Powered
Intelligence

Key Eligibility Factors:

  • Replacing gas/oil/LPG boiler
  • Property suitable for heat pump
  • England or Wales

Get comprehensive property analysis with grant recommendations, savings estimates, and installer connections.

Full Property Analysis

Related Guides

Ready to Explore Heat Pumps?

Get no-obligation quotes from MCS-certified installers and find out what a heat pump would cost for your home.