Why your EPC matters for grants

Your EPC rating is the key that unlocks government energy grants. Properties with lower ratings often qualify for more funding — a poor rating is an advantage when it comes to grants.

Lower rating = more funding

Government schemes prioritise the least efficient homes, meaning E, F, and G rated properties may qualify for the most support.

Check grant requirements →

EPC band → grant route

Band G–F
Highest priority across all schemes
Band E–D
ECO4 + BUS + WH:LG (England)
Band C
BUS for heat pump
Any band
BUS (no EPC requirement)

Independent information

This is an independent information service. Grant eligibility criteria are sourced from official government publications and may change. Always verify current requirements with scheme administrators or certified installers.

Schemes stop at the border. The Warm Homes: Local Grant described on this page runs in England only — Wales has Nest, Scotland has Home Energy Scotland, and Northern Ireland has the Affordable Warmth Scheme and NISEP. ECO4 covers England, Scotland and Wales; the Boiler Upgrade Scheme covers England and Wales.

EPC requirements by grant scheme

Open until 31 December 2026

ECO4 scheme

According to Ofgem, ECO4 specifically targets properties with poor energy efficiency. The scheme aims to raise homes to at least EPC band C, meaning properties rated D or below are the primary focus. ECO4 has been extended to 31 December 2026 and is still open to households coming forward now — though being eligible does not mean a supplier will agree to install, and the installation must be completed by that date, so a household starting now has weeks to move, not months. The insulation-only Great British Insulation Scheme is closed — it ended 31 March 2026 — so the live routes for insulation today are ECO4, while it lasts, and, in England, the Warm Homes: Local Grant.

Properties rated D, E, F, or G are eligible
E, F, and G properties receive the highest priority
Income and benefits criteria also apply — or your council can refer you through ECO4 Flex
31 Dec 2026
Installation deadline — not a grant, no set amount
EPC required: D or below
Full ECO4 guide →

Heat pump grant

Boiler Upgrade Scheme

According to GOV.UK, the Boiler Upgrade Scheme has no EPC rating requirement. Any homeowner in England or Wales replacing a fossil fuel heating system can apply, regardless of their current energy efficiency rating.

No EPC requirement — all ratings qualify
No income restrictions
Must replace existing fossil fuel heating
£7,500
Grant value
EPC required: None
Full BUS guide →

Whole-home retrofit — England only

Warm Homes Plan

The Warm Homes Plan is the government's umbrella programme, and the route that pays for whole-home packages is the Warm Homes: Local Grant — England only, not Wales, Scotland or Northern Ireland. You apply on GOV.UK first — apply for the Warm Homes: Local Grant — and the service passes you to your council, which surveys the property, decides what it funds and pays for the work. Lower EPC ratings may qualify for more extensive packages, and some councils have paused because their allocation is spent.

EPC band D, E, F or G is required
Comprehensive packages including insulation, heating, and renewables
Household income usually £36,000 a year or less, a qualifying benefit, or a low-income postcode — owner-occupiers and private tenants only, not social housing
£16,600 + £16,600
Two WH:LG cost caps, England only — energy performance, low carbon heating. Averaged across a council's whole project, not a sum a household can claim
EPC required: D, E, F or G
Full guide →
Scheme overview

Check Your Grant Eligibility Now

Enter your postcode to see which grants your property may qualify for based on its EPC rating

not a grant — support varies by supplier or installer
Support available

Key eligibility factors:

  • Open now — the installation must be completed by 31 December 2026
  • England, Scotland or Wales (not Northern Ireland)
  • On a qualifying benefit, in social housing rated EPC E–G, or referred through ECO4 Flex by a council that takes part
  • Eligibility is not a guarantee — suppliers decide which measures they fund

Check your property against the live MHCLG EPC register to see your current band and the schemes you may qualify for — free, in under a minute.

Check your property

Using your EPC to maximise grants

1

Get your EPC

Check the register or order an EPC assessment online. You need to know your current band.

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2

Match to schemes

Use the table above to identify which grants your rating may qualify you for, and check the scheme runs in your nation.

3

Apply before improving

Apply for grants while your rating is low — improvements are what the grants fund.

4

Check every route

You may qualify for more than one scheme. In England the Warm Homes: Local Grant covers insulation and low carbon heating; the Boiler Upgrade Scheme (England and Wales) is a separate route to a heat pump.

Related guides

Check your grant eligibility

A poor EPC rating could mean thousands of pounds towards energy improvements. Find out what you may qualify for, and which schemes run where you live.

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